Welcome To Networth Direct

There will most likely be a situation in your life where you to need to obtain a loan from a bank. There are many types of conventional loans, each with their pros and cons, ranging from secured loans, mortgages, signature loans and car loans just to name a few. Certainly you will need to weigh the pros and cons of the types of conventional loans, and how they will fit into your financial needs, as well as your budget. Lending institutions will have their own requirements that you need to meet in order to get the loan that you are seeking.

Do you need a car title loan?

Such loans are term (usually short-term and up to 30 days) loans in which a vehicle serves as the loan’s collateral. Typically the amount of the loan is substantially lower than the vehicle’s resale value. That’s due to the loan being a short-term loan. Car title loans are ideal for emergencies when a person needs quick cash. Loans of the car title variety typically require minimal documents. They include those related to the vehicle’s title, a savings or checking bank account, and proof of employment.

Next, it’s time to get to the nitty-gritty of a car title loan. Here are some crucial terms and conditions that are linked to such loans:

Who Has the Best Title Loan Rates?

Get A Loan With Your Car Title


There’s a lot you need to know when it comes to getting a Florida Title Loan.

Not only is it hard to find a direct lender in Florida, but you also need to know what to look for in terms of a quality company.  You can always go the online route and find a legitimate company that provides online auto title loans.

But many prospective borrowers feel more comfortable meeting with a lender face to face at retail lending location.  In an ideal situation, an applicant will have researched their financial options and decided that auto equity loan is the best option for them.  Beyond that, they need to feel comfortable with their lender and loan terms.

Unfortunately this isn’t always the case with people who apply for online title loans in Florida.

It’s imperative to protect yourself from unscrupulous lenders and do as much research as you can about the company that you’re looking to work with.

Work with a service that discloses the principal amount borrowed and what the interest rate will be.

Find out what the exact payment terms are for your specific loan agreement.

Are you paying the loan off in full in 12 months, 30 days..etc?

Does the firm you’re working with have a prepayment penalty?

Do they allow you to drive your car for the life of the loan, assuming you stay current on monthly payments?

All those details matter and it’s important to know every specific detail. That’s where we come in.

NetworthDirect is not a direct lender.

We don’t funds loans directly and we don’t make decisions regarding your financing application or underwriting process.  We also don’t provide payday loans, cash advances or installment loans.

Our goal here is to provide visitors with as much info as possible about the process from start to finish.

Our site caters to Floridians who are interested in learning more about short term lending options. Many of these financing choices focus on applicants who may apply for a title loan.

But we also touch on payday advances, bank loans and other forms of fast cash short term borrowing.

We have articles and resources that will assist you in navigating the process from start to finish. Please reach out to us if you have any questions or need help throughout the process of applying for an online title loan. Florida statutes and financing regulations are always changing so check back often for new updates.

The Importance of Obtaining A Good Credit Score

Local Car Title Loans

You need some cash, but you aren't sure where to get it. In your research, you've come across different kinds of loans and options for fast cash. There are payday loans, car title loans, home equity, secured loans and unsecured loans. There are so many kinds; it can be very confusing to keep them all straight. So what kind of loan sounds like the best deal for you?

We recommend finding a secured loan! This means that the borrower can offer some form of collateral for the loan. In traditional loans, the lender will rely on the borrowers credit score, if the borrowers credit score is high, the lender will assume that it is safe to lend to this borrower.

And, since it is unlikely that this borrower will default on the loan the lender will offer this borrower very low interest rates. But for those of you who do not have a high credit score, you will need to find another form of secure loan.

If you can offer up something of value that can be used to secure a loan the most common items are houses, stocks, bonds, sometimes jewelry, real estate and cars. Another benefit of a secured loan is that you will get a lower interest rate than you would an unsecured loan. Again, this is because there is less risk to the lender if you fail to pay. They will seize the property put up for collateral if this happens.

A car title loan is a kind of secured loan in that it uses the current market value of your vehicle to secure the funds of the loan. If you own your vehicle and have a clear title to it, this is probably the quickest and easiest way to get the cash you need. It only takes a few minutes to fill out an application and the answer follows in a just a short time.

Remember that it is the borrowers' responsibility to fully understand the terms and conditions of the loan. The borrower is recommended to consult a lawyer, to help clear up any confusion. Be sure to research many lenders so that you do not accidentally get involved with a lender who offers unfair terms and conditions. Before you sign on the dotted line, make sure you understand exactly how much interest you will be paying on the loan, and make sure that there is not a penalty for paying back the loan early.

The reason car title loans are the best option is that not only is geared toward short-term and fast lending- usually for emergency purposes. Also there are not any restrictions on what you can use the money for. It is usually spent on emergencies or to consolidate debt and bills, but it can be spent on whatever you need, the money is there for you. When you are approved, you will get a percentage of the value of the car.

But, it is wise to only take what you really need. This ensures that you won't fall into trouble when paying back the loan. With car title loans, you get to keep the car while you pay the loan. So, your life is not disrupted by this sudden need for cash and you can still get to work and appointments without a hassle.